Advest Bank
Albank
Aldenville Credit Union
Atlantic Bank
AVCO Financial Services
BancBoston Mortgage Corp.
BancOne
Bank of America
Bank of Boston, N.A.
Bank of New Hampshire
Bank of New York
Bank of Western Massachusetts
Beacon Financial Mortgage
Berkshire Savings Bank
Boston Private Bank & Trust Co.
Business Lenders LLC
Charter One Bank
California Bank & Trust
Chicopee Savings Bank
Citizens Bank
City Savings Bank
Clinton Savings Bank
Coldwell Banker Relocation Company
Commerce Bank, N.A. Commonwealth Cooperative Bank
Commonwealth Mortgage Company
Country Bank for Savings
Eastern National Bank
Easthampton Savings Bank
Evergreen Bank
First Essex Bank, FSB
First Mortgage Corp.
First Niagara Bank
First Pioneer Farm Credit Bank
Family Bank, FSB
First National Bank of New England
First Union
Fleet Bank
Florence Savings Bank
Granite Mortgage
Granite Savings Bank
Greenfield Cooperative Bank
Greenfield Savings Bank
Greylock Federal Credit Union
Home Mortgage Corporation
Hampden Bank
Holyoke Federal Credit Union
Hoosac Bank

Independence Savings Bank
JP Morgan Chase Bank, N.A.
Key Bank
LaSalle Bank
Lee Bank
Legacy Bank
Lenders' Service, Inc.
Lenox National Bank
Liberty Bank
Luso Federal Credit Union
Maine Savings Bank
Manchester Savings Bank
Monson Savings Bank
New Alliance Bank
New Hampshire Savings Bank
New World Bank
Peoples Heritage Financial Group, Inc.
Peoples Savings Bank/Bridgeport
Peoples Bank/Holyoke
Perpetual Savings Bank
Pittsfield Cooperative Bank
Plymouth Savings Bank
Primus Financial Services
Prudential Mortgage Capital Co., LLC
Queens City Savings Bank
Republic National Bank of Dallas
Rockland Trust Company
Rockville Bank
Silver Hill Financial, LLC
South Adams Savings Bank
Southbridge Savings
Spencer Savings Bank
Springfield Teachers Credit Union
State Street Bank
Temecula Valley Bank
Tolland Bank
Transamerica Relocation
Union Capital
United Bank
UPS Capital Business Credit
U.S. Trust
Webster Bank
Wells Fargo Financial Leasing
Westfield Savings Bank
Williamstown Savings Bank
Woronoco Savings

Armstrong Blum Manufacturing
Avery Dennison
B & D Petroleum
Baystate Health System
Beacon Companies
Bell Atlantic-Metro Mobile
Berkshire Industries
Big Y Foods, Inc.
B.U. Residential Charter School
C & S Wholesalers
Callaway Golf
Colebrook Realty Services
Community Builders
Comm. Development Funding, LLC
Country Curtains
C. P. C. Rexcell Corporation
Crane Paper Company
CSX Real Property, Inc
Cumberland Farms, Inc.
Dairy Mart
Dennison National Company
Facemate Corporation
F.L. Roberts Company
Frederick Harris Company
Genesee Group Companies, Inc.
Gretag Imaging, Inc.
Gulf Oil
Hasbro
Harvey Industries
Hazen Paper Company
Hess Gas Company
HNTB Corporation
Homequity Relocation
Interbay Funding, LLC
International Paper
Institute for Community Economics
Irving Oil
James River Graphics
J.M. Benson, Inc.
L.E. Belcher
Lunt Silversmiths

Mass Business Development Corporation
Mass Housing Investment Corp.
Mass Housing Partnership Fund
Mass Mutual Life Insurance Company
Massachusetts Certified Development Corp.
Meade Corporation
McDonalds Corporation
Merrill Lynch Relocation Management Merrill Lynch Management Corp.
Mobil Oil Corp.
New England Farm Workers Council
Nova Chemical
Northern Berkshire Industrial Development
Oakdale Hotels
Novtex Corporation
Package Machinery Company O'Connell Development Group
Old City Hall Landmark Corp.
Peter Pan Bus Company
Pearson Systems, Inc.
Quabbin Industries
Proctor and Gamble
R. E. Phelon Company
R. J. Greeley Co., LLC
R. M. Sullivan Transportation
Rexam
Rexnord
Rice Oil
Roofers and Slaters Local 248
Smith & Wesson Corp.
Susse Chalet Corporation
Supervalue
Tamarack Energy
Teamsters Union
Titeflex
Transamerica Relocation
United Parcel Services
Waste Management
WestMass Area Development Corp.
Westover Metropolitan Development

Berkshire Housing Development Corporation
City of Chicopee, Massachusetts
City of Easthampton, Massachusetts
City of Holyoke, Massachusetts
City of Pittsfield, Massachusetts
City of Springfield, Massachusetts
City of Westfield, Massachusetts
County of Hampden
Commonwealth of MA Division of Capital Planning
Department of Veterans’ Services
Holyoke Industrial Development Corp.
Lee CDC
Lee Housing Authority
Mass Development
Massachusetts Business Development Fund
Massachusetts Conventional Center Authority
Massachusetts Government Land Bank
Massachusetts Industrial Finance Assoc.
Massachusetts Highway Department
Massachusetts Housing Partnership Corporation

Palmer Redevelopment Authority
Pioneer Valley Transit Authority
Small Business Administration
Springfield Housing Authority
Springfield Redevelopment Authority
Town of Dalton, Massachusetts
City of Northampton, Massachusetts
Town of East Longmeadow, Massachusetts
Town of Great Barrington, Massachusetts
Town of Hampden, Massachusetts
Town of Ludlow, Massachusetts
Town of South Hadley, Massachusetts
Town of West Springfield, Massachusetts
Town of Monson, Massachusetts
Town of Wilbraham, Massachusetts
United States Small Business Assoc.
United States Postal Service

Baker Commodities Incorporated
Bear Stearns
Finova Capital Company
G.E. Capital
Guardian Life Insurance Co.
J.P. Morgan Mortgage Capital
Massachusetts Mutual Life Insurance Company
Medallion Financial Group

Merrill Lynch Business Fin. Services
Met Life Capital
Perpetual Life Insurance Company
Phoenix Home Life Mutual Ins. Co.
Primus Financial Services
Prudential Insurance
Toyota Financial Services
U.S.F.& G. Insurance Company

Baystate Health System
Berkshire Family and Individual Resources, Inc.
Berkshire Humane Society
Berkshire Medical Center
Boy Scouts of America
Brightwood Development Corporation
Children’s Study Home
City of Westfield Historical Commission
Dioceses of Springfield
Girl Scouts of America

Mercy Hospital
Providence Health Systems
Salvation Army
Sisters of Providence
The Grammar School
The Nature Conservancy
University of Massachusetts Foundation
Urban League of Springfield, Inc.
Wing Memorial Hospital
YMCA

First Light Power Resources
Holyoke Gas & Electric
Irving Oil
Massachusetts Municipal Wholesale Electric Company
Masspower

Northeast Utilities
Springfield Water & Sewer Department
Tennessee Gas
Western Mass Electric Company
Westfield Gas & Electric Company

American International College
Amherst College
BayPath College
Elms College
Hampshire College
Holyoke Community College
Lower Pioneer Valley Educational Collaborative

Mount Holyoke College
Smith College
Springfield College
Springfield Technical Community College
University of Massachusetts
Western New England College
Williams College

Burns & McDonnell Engineering Company, Inc.
HNTB Corporation
Tighe & Bond